American Pacific is an independent mortgage brokerage with offices in La Jolla and San Ramon, California. We offer our clients access to the best mortgage financing vehicles available in the market. As a wholesale brokerage firm, we are able to obtain financing for our clients from a multitude of different lenders, depending on your specific needs and circumstances.

We invest our time up front understanding both your personal and financial long-term goals along with your current financial picture so we can guide you to a sound mortgage decision. Only then can we offer our advice on obtaining the most appropriate financing for your particular situation.

Whether you are purchasing a new home or investment property, refinancing an existing mortgage to improve rate or cash flow, taking cash out or establishing a home equity line of credit for home improvement or debt consolidation, make American Pacific your first stop. When it comes to developing individual solutions we think outside the box.