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At American Pacific, we strive to enhance your knowledge and to prepare you for the decisions you will make when financing a new home or refinancing an already owned property.

The information available on this page will constantly evolve as we develop and assemble valuable information to assist your learning about credit and lending issues. We hope you find these reference materials and tools meet your needs. If you have questions that we don’t address here, please email us and we will find the answer for you.

Articles of Interest:

Treasury Announces Home Price Decline Protection Incentives
HPDP provides additional incentive payments for modifications on properties located in areas where home prices have recently declined.

First-Time Homebuyer Credit
Under the new law, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010.

Mortgage Calculator:

Mortgage Calculator.org
Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Output parameters »
Mortgage Calculator Script

Market Rates:

Major Indices
NYSE, NASDAQ, S&P 500, AMEX, ....

Major US Interest Rates
Prime Rate, 6-month LIBOR, 5- and 10-year Treasuries.

US Short-Term Interest Rates
End-of-day and historical short-term US interest rates, including Federal Funds, Prime Rate, Discount Rate, Eurodollar, CDs, LIBOR and Commercial Paper.

US Treasuries
US Government Treasury Securities - end-of-day and historical rates for annualized, secondary market securities (discount basis) and rates adjusted to constant maturities.

Mortgage Rates and Indicators
Includes all Freddie Mac mortgage rates and all indicators.

Mortgage Rates - National Averages
Freddie Mac National Averages for 30 Year FRM, 15 Year FRM, 1 Year ARM mortgage rates, plus points

Mortgage Rates by Region
Freddie Mac National Averages by US Region




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